Application of MOOCs for borrowers’ financial education in microfinance
| Published | June 2017 |
| Journal | Knowledge Management & E-Learning: An International Journal Volume 9, Issue 2, Pages 160–176 |
ABSTRACT
The main objective of this research was to explore current borrowers’ financial education in microfinance and determine the possibilities of adopting massive open online courses (MOOCs) for such individuals. We adopted a semi-structured interview research strategy. A total of 25 employees and borrowers in BRAC’s (Bangladesh Rehabilitation Assistance Committee and then Bangladesh Rural Advancement Committee, currently, BRAC does not represent an acronym) microfinance program were interviewed and the data were analyzed qualitatively. The results show that BRAC’s microfinanceprogram provides borrowers’ financial education in terms of a predisbursement orientation and four-day training through the creation of a new role of customer service assistant. The results also reveal that eduentertainment, easy understanding, and more borrower participation are the
main possible opportunities for adopting MOOCs for borrowers’ financial education. We identified infrastructure, Internet connection, and funding as possible hindrances to adopting MOOCs for financial education. Finally, we propose a framework for adopting MOOCs for borrowers’ financial education in microfinance.
| Keywords | Bangladesh · BRAC · financial education · massive open online courses · microfinance · MOOCs |
| ISSN | 2073-7904 |
| Refereed | Yes |
| Rights | by/3.0 |
| URL | http://kmel-journal.org/ojs/index.php/online-publication/article/viewFile/522/344 |
| Export options | BibTex · EndNote · Tagged XML · Google Scholar |
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